If you’re searching for a Pasco County mortgage lender, a mortgage broker near me, or the best local mortgage lenders near me, you’re in the right place.

I’m Joel Erlichson (NMLS #2551819), a licensed Mortgage Loan Officer with OM Mortgage, LLC (NMLS #1972491). I help buyers and homeowners throughout Pasco County with VA loans, FHA loans, conventional mortgages, mortgage pre-approvals, and refinance options.

Florida real estate moves fast, and Pasco County is no exception. If you want a local lender who communicates clearly and can get you approved quickly, I’d be honored to help.


Local Mortgage Lender Near Me in Pasco County

When people search for a mortgage lender near me in Pasco County, they’re usually looking for someone who can:

  • provide a fast and accurate pre-approval
  • explain loan options clearly
  • help buyers submit strong offers
  • keep the process smooth from application to closing

That’s exactly how I run my mortgage process. My goal is to help you feel confident, prepared, and supported every step of the way.


VA Loans in Pasco County

If you’re a veteran or active-duty service member, a VA loan in Pasco County can be one of the strongest home loan options available.

I help VA buyers with:

  • VA loan pre-approval letters
  • clear guidance on eligibility and next steps
  • fast communication when you’re making offers
  • a smooth closing process

If you’re searching for a VA loan officer near me in Pasco County, I’m here to help you move forward with confidence.


FHA Loans in Pasco County

FHA loans are one of the most common home loan programs in Florida, and they’re especially popular for first-time buyers.

I help Pasco County buyers with:

  • FHA loan pre-approval
  • clear explanations of payments and requirements
  • guidance from start to finish
  • a smooth process through closing

If you’re searching for an FHA loan near me in Pasco County, I’ll help you get approved the right way.


Conventional Loans in Pasco County

Many buyers qualify for conventional financing and want a clean, competitive loan option.

I help Pasco County buyers with conventional mortgages by providing:

  • fast, accurate pre-approvals
  • clear loan options
  • strong communication during the buying process
  • guidance from application to closing

If you’re searching for a conventional loan in Pasco County, I’m here to help.


Mortgage Refinance in Pasco County

If you already own a home, refinancing may be a smart way to improve your loan structure. Many homeowners search for mortgage refinance near me in Pasco County to lower payments, improve terms, or access equity.

I help homeowners compare refinance options and choose the best strategy based on long-term goals.


Mortgage Pre-Approval Pasco County (Fast Approvals)

If you’re searching for mortgage pre approval Pasco County, speed matters. A strong pre-approval helps you shop confidently and submit offers quickly.

I provide mortgage pre-approvals and I’m available nights, weekends, and holidays when timing matters most. Whether you’re touring homes this weekend or writing an offer tonight, I’ll help you stay ready.


Pasco County Areas I Serve

I help buyers and homeowners across Pasco County, including:

  • Wesley Chapel
  • Trinity
  • New Port Richey
  • Land O Lakes
  • Zephyrhills
  • Dade City
  • Hudson
  • and surrounding communities

If you’re searching for the best local mortgage lenders near me in Pasco County, I’d be glad to help.


Work With Joel Erlichson | Pasco County Home Loans (NMLS #2551819)

When you work with me, you get:

  • fast communication and clear answers
  • accurate pre-approvals that help you win offers
  • VA, FHA, conventional, and refinance options
  • a smooth mortgage process from start to finish
  • availability nights, weekends, and holidays

If you’re looking for a Pasco County mortgage lender you can trust, I’d be honored to earn your business.


Get Started Today

Click Get Pre-Approved or contact me directly today.

If you’re searching for:

  • Pasco County mortgage lender
  • mortgage lender near me
  • mortgage broker near me
  • VA loans Pasco County
  • FHA loans Pasco County

You’re in the right place.


FAQ: Pasco County Mortgage Lender

How fast can I get pre-approved in Pasco County?

In many cases, pre-approval can be completed quickly once documents are reviewed and your loan plan is confirmed.

Do you offer VA, FHA, and conventional loans in Pasco County?

Yes. I help Pasco County buyers with VA loans, FHA loans, conventional mortgages, and refinance options.

Can I get pre-approved on nights or weekends?

Yes. I’m available nights, weekends, and holidays when timing matters most.