If you’re searching for a mortgage loan officer near me in Florida, a mortgage lender near me, or the best local mortgage lenders near me, you’re in the right place.
I’m Joel Erlichson (NMLS #2551819), a licensed Mortgage Loan Officer with OM Mortgage, LLC (NMLS #1972491). I help Florida buyers and homeowners with VA loans, FHA loans, conventional mortgages, mortgage pre-approvals, and refinance options.
Whether you’re buying your first home, upgrading, relocating, investing, or refinancing, my goal is to make your mortgage process simple, fast, and stress-free.
Buying a home in Florida can be exciting, but it can also feel overwhelming if you don’t have the right lender helping you.
When you work with me, you get:
If you’re searching for the best local mortgage lenders near me in Florida, you want someone who can move quickly and keep the process clear. That’s what I do.
If you’re searching for mortgage pre approval Florida or home loan pre approval near me, timing matters.
A strong pre-approval helps you:
I offer fast mortgage pre-approvals and I’m available nights, weekends, and holidays because buyers don’t shop on a perfect schedule.
If you’re a veteran or active-duty service member, a VA loan in Florida can be one of the strongest mortgage options available.
I help VA buyers with:
If you’re searching for a VA loan officer near me, I’d be honored to help.
FHA loans are one of the most popular loan programs in Florida, especially for first-time buyers.
I help FHA buyers with:
If you’re searching for an FHA loan near me in Florida, I’m here to help you get approved the right way.
Many Florida buyers qualify for conventional financing and want a clean, competitive mortgage option.
I help conventional buyers with:
If you’re searching for a conventional mortgage near me, I can help.
Many homeowners search for refinance mortgage Florida because they want to improve their loan structure or reduce their monthly payment.
I help Florida homeowners compare refinance options, including:
If you’re searching for mortgage refinance near me, I’ll help you understand the numbers and choose the best move.
I work with buyers and homeowners across Florida, with a strong focus on:
Including Tampa Bay communities like Clearwater, Dunedin, Palm Harbor, New Port Richey, Trinity, Wesley Chapel, Tampa, and surrounding areas.
If you’re anywhere in Florida and searching for a mortgage loan officer near me, I’m here to help.
Clients choose to work with me because they want:
I take pride in doing things the right way, communicating consistently, and being available when you need answers.
Click Get Pre-Approved or contact me directly today.
If you’re searching for:
You’re in the right place.
In many cases, pre-approval can be completed quickly once documents are reviewed and your loan plan is confirmed.
Yes. I help Florida buyers with VA loans, FHA loans, conventional mortgages, and refinance options.
Yes. I’m available nights, weekends, and holidays when timing matters most.