If you’re searching for a Clearwater mortgage lender, a mortgage broker near me, or the best local mortgage lenders near me, you’re in the right place.
I’m Joel Erlichson (NMLS #2551819), a licensed Mortgage Loan Officer with OM Mortgage, LLC (NMLS #1972491). I help buyers and homeowners in Clearwater and throughout Pinellas County with VA loans, FHA loans, conventional mortgages, mortgage pre-approvals, and refinance options.
Clearwater is a competitive market, and buyers need a lender who can move quickly and communicate clearly. If you want a local mortgage lender who keeps the process simple and gets things done, I’d be honored to help.
Mortgage Lender Near Me in Clearwater, Florida
When people search for a mortgage lender near me in Clearwater, they usually want someone who can:
- provide a fast and accurate pre-approval
- explain loan options clearly
- help buyers submit strong offers
- keep the mortgage process smooth through closing
That’s exactly how I work. My goal is to help you feel confident, prepared, and supported from pre-approval to closing day.
VA Loans in Clearwater, Florida
If you’re a veteran or active-duty service member, a VA loan in Clearwater can be one of the strongest home loan options available.
I help VA buyers with:
- VA loan pre-approval letters
- clear guidance on eligibility and next steps
- fast communication when you’re making offers
- a smooth closing process
If you’re searching for a VA loan officer near me in Clearwater, I’m here to help you move forward with confidence.
FHA Loans in Clearwater, Florida
FHA loans are one of the most common home loan programs in Florida and can be a great option for first-time buyers or buyers who want flexible guidelines.
I help Clearwater buyers with:
- FHA loan pre-approval
- clear explanations of payments and requirements
- guidance from start to finish
- a smooth process through closing
If you’re searching for an FHA loan near me in Clearwater, I’ll help you get approved the right way.
Conventional Loans in Clearwater
Many buyers qualify for conventional financing and want a clean, competitive loan option.
I help Clearwater buyers with conventional mortgages by providing:
- fast, accurate pre-approvals
- clear loan options
- strong communication during the buying process
- guidance from application to closing
If you’re searching for a conventional loan in Clearwater, I’m here to help.
Mortgage Refinance in Clearwater, Florida
If you already own a home, refinancing may be a smart move depending on your goals. Many homeowners search for mortgage refinance near me in Clearwater to lower payments, improve terms, or access equity.
I help homeowners compare refinance options and choose the best strategy based on long-term savings and financial goals.
Mortgage Pre-Approval Clearwater (Fast Approvals)
If you’re searching for mortgage pre approval Clearwater, speed matters. A strong pre-approval helps you shop confidently and submit offers quickly.
I provide mortgage pre-approvals and I’m available nights, weekends, and holidays when timing matters most. Whether you’re touring homes this weekend or writing an offer tonight, I’ll help you stay ready.
Clearwater Areas I Serve
I help buyers and homeowners throughout Clearwater, including nearby areas like:
- Clearwater Beach
- Countryside
- Safety Harbor
- Largo
- Dunedin
- Palm Harbor
- and surrounding Pinellas County communities
If you’re searching for the best local mortgage lenders near me in Clearwater, I’d be glad to help.
Work With Joel Erlichson | Clearwater Home Loans (NMLS #2551819)
When you work with me, you get:
- fast communication and clear answers
- accurate pre-approvals that help you win offers
- VA, FHA, conventional, and refinance options
- a smooth mortgage process from start to finish
- availability nights, weekends, and holidays
If you’re looking for a Clearwater mortgage lender you can trust, I’d be honored to earn your business.
Get Started Today
Click Get Pre-Approved or contact me directly today.
If you’re searching for:
- Clearwater mortgage lender
- mortgage lender near me
- mortgage broker near me
- VA loans Clearwater
- FHA loans Clearwater
- mortgage pre approval Clearwater
You’re in the right place.
FAQ: Clearwater Mortgage Lender
How fast can I get pre-approved in Clearwater?
In many cases, pre-approval can be completed quickly once documents are reviewed and your loan plan is confirmed.
Do you offer VA, FHA, and conventional loans in Clearwater?
Yes. I help Clearwater buyers with VA loans, FHA loans, conventional mortgages, and refinance options.
Can I get pre-approved on nights or weekends?
Yes. I’m available nights, weekends, and holidays when timing matters most.
Joel Erlichson | VA FHA Home Loans & Refinance Florida (NMLS 2551819) 