If you’re searching for a Hillsborough County mortgage lender, a mortgage broker near me, or the best local mortgage lenders near me, you’re in the right place.

I’m Joel Erlichson (NMLS #2551819), a licensed Mortgage Loan Officer with OM Mortgage, LLC (NMLS #1972491). I help buyers and homeowners throughout Hillsborough County with VA loans, FHA loans, conventional mortgages, mortgage pre-approvals, and refinance options.

Hillsborough County is one of the most active real estate markets in Florida. If you want a local lender who communicates clearly, moves quickly, and keeps the process simple from start to finish, I’d be honored to help.


Local Mortgage Lender Near Me in Hillsborough County

When people search for a mortgage lender near me in Hillsborough County, they usually want someone who can:

  • provide a fast and accurate pre-approval
  • explain loan options clearly
  • help buyers submit strong offers
  • keep the mortgage process smooth through closing

That’s exactly how I work. My job is to help you feel confident, prepared, and supported from pre-approval to closing day.


VA Loans in Hillsborough County

If you’re a veteran or active-duty service member, a VA loan in Hillsborough County can be one of the strongest home loan options available.

I help VA buyers with:

  • VA loan pre-approval letters
  • clear guidance on eligibility and next steps
  • fast communication when you’re making offers
  • a smooth closing process

If you’re searching for a VA loan officer near me in Hillsborough County, I’m here to help you move forward with confidence.


FHA Loans in Hillsborough County

FHA loans are one of the most common loan programs in Florida and can be a great fit for first-time buyers or buyers looking for flexible guidelines.

I help Hillsborough County buyers with:

  • FHA loan pre-approval
  • clear explanations of payments and requirements
  • guidance from start to finish
  • a smooth process through closing

If you’re searching for an FHA loan near me in Hillsborough County, I’ll help you get approved the right way.


Conventional Loans in Hillsborough County

Many buyers qualify for conventional financing and want a clean, competitive loan option with flexibility.

I help Hillsborough County buyers with conventional mortgages by providing:

  • fast, accurate pre-approvals
  • clear loan options
  • strong communication during the buying process
  • guidance from application to closing

If you’re searching for a conventional loan in Hillsborough County, I’m here to help.


Mortgage Refinance in Hillsborough County

If you already own a home, refinancing may be a smart move depending on your goals. Many homeowners search for mortgage refinance near me in Hillsborough County to lower payments, improve terms, or access equity.

I help homeowners compare refinance options and choose the best strategy based on long-term savings and financial goals.


Mortgage Pre-Approval Hillsborough County (Fast Approvals)

If you’re searching for mortgage pre approval Hillsborough County, speed matters. A strong pre-approval helps you shop confidently and submit offers quickly.

I provide mortgage pre-approvals and I’m available nights, weekends, and holidays when timing matters most. Whether you’re touring homes this weekend or writing an offer tonight, I’ll help you stay ready.


Hillsborough County Areas I Serve

I help buyers and homeowners across Hillsborough County, including:

  • Tampa
  • Brandon
  • Riverview
  • Valrico
  • Plant City
  • Temple Terrace
  • Apollo Beach
  • Seffner
  • and surrounding communities

If you’re searching for the best local mortgage lenders near me in Hillsborough County, I’d be glad to help.


Work With Joel Erlichson | Hillsborough County Home Loans (NMLS #2551819)

When you work with me, you get:

  • fast communication and clear answers
  • accurate pre-approvals that help you win offers
  • VA, FHA, conventional, and refinance options
  • a smooth mortgage process from start to finish
  • availability nights, weekends, and holidays

If you’re looking for a Hillsborough County mortgage lender you can trust, I’d be honored to earn your business.


Get Started Today

Click Get Pre-Approved or contact me directly today.

If you’re searching for:

  • Hillsborough County mortgage lender
  • mortgage lender near me
  • mortgage broker near me
  • VA loans Hillsborough County
  • FHA loans Hillsborough County

You’re in the right place.


FAQ: Hillsborough County Mortgage Lender

How fast can I get pre-approved in Hillsborough County?

In many cases, pre-approval can be completed quickly once documents are reviewed and your loan plan is confirmed.

Do you offer VA, FHA, and conventional loans in Hillsborough County?

Yes. I help Hillsborough County buyers with VA loans, FHA loans, conventional mortgages, and refinance options.

Can I get pre-approved on nights or weekends?

Yes. I’m available nights, weekends, and holidays when timing matters most.