Effective Date: January 23, 2026
Joel Erlichson (“we,” “us,” or “our”) values your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, share, and protect information when you visit our website, submit a form, request information, or apply for a mortgage through our services.
Mortgage Loan Originator: Joel Erlichson (NMLS #2551819)
Company: OM Mortgage, LLC (NMLS #1972491)
By using this website, you agree to the terms of this Privacy Policy.
When you contact us, request information, submit a form, or begin a mortgage application, you may provide information such as:
Name
Email address
Phone number
Property address (if provided)
Loan purpose (purchase or refinance)
Estimated credit profile (if provided)
Income and employment information (if provided)
Any other information you choose to share
If you select an “Apply Now” or mortgage application link, your application may be processed through a secure third-party mortgage application system. Information submitted through that system is governed by the privacy and security policies of the application provider and OM Mortgage, LLC.
When you visit our website, we may automatically collect certain information, including:
IP address
Device type and browser type
Pages visited and time spent on the site
Referral source
General location information (city/state level)
This information helps us improve website functionality and user experience.
We may use the information collected to:
Respond to inquiries and provide requested information
Provide mortgage guidance and available loan options
Assist with mortgage pre-approval or loan applications
Communicate with you by phone, email, or text message (as permitted by law)
Improve website performance, services, and marketing efforts
Maintain security and prevent fraud or misuse
Comply with legal, regulatory, and licensing requirements
If you provide your phone number, you may receive calls or text messages related to your inquiry or mortgage services.
Message and data rates may apply
You may opt out of text messages at any time by replying STOP
We do not send marketing text messages without required consent
Our website may use cookies and similar technologies to enhance user experience and analyze site performance. Cookies may be used for:
Website analytics
Marketing and advertising performance (if enabled)
Remembering basic user preferences
You may adjust your browser settings to manage or disable cookies. Some features may not function properly if cookies are disabled.
We do not sell your personal information. Information may be shared only in limited circumstances, including:
With OM Mortgage, LLC and service providers involved in processing mortgage requests
With trusted third-party vendors that support website or communication services
When required by law or to protect legal rights and safety
We take reasonable administrative, technical, and physical measures to protect your personal information. However, no online transmission is completely secure, and we cannot guarantee absolute security.
If you believe your information may have been compromised, please contact us immediately.
This website may contain links to third-party websites or mortgage application portals. We are not responsible for the privacy practices or content of those third parties. Please review their privacy policies before submitting personal information.
This website is not intended for children under the age of 13. We do not knowingly collect personal information from children.
You may request to:
Access, update, or correct your personal information (where applicable)
Opt out of certain communications
Request deletion of certain information, subject to legal and regulatory requirements
Requests may be made using the contact details below.
Mortgage loan products are subject to credit approval, underwriting guidelines, and program availability. Rates, terms, and fees may vary based on borrower qualifications and property details. This website is for informational purposes only and does not constitute a commitment to lend.
Joel Erlichson (NMLS #2551819)
OM Mortgage, LLC (NMLS #1972491)
If you have questions about this Privacy Policy or our data practices, please contact:
Joel Erlichson
Email: jerlichson@gmail.com
Phone: 727-412-2361
We may update this Privacy Policy periodically. Any changes will be posted on this page with an updated effective date.