I wanted to take a moment to update current and future clients on how I’m continuing to serve homebuyers and homeowners across Florida.

I’m Joel Erlichson (NMLS #2551819) with OM Mortgage, LLC (NMLS #1972491), and my focus remains the same: providing clear mortgage guidance, strong pre-approvals, and a smooth experience from start to finish.

I work closely with clients to review and compare available loan options, explain how different rates and terms may impact monthly payments, and help choose a mortgage strategy that fits each household’s goals. Every situation is different, which is why I prioritize transparency, education, and communication throughout the process.

I’m available days, evenings, weekends, and holidays for mortgage questions and pre-approvals, because timing matters when you’re buying or refinancing a home.

Whether you’re preparing to purchase, already under contract, or reviewing refinance options, I’m here to help you move forward with confidence.

Loan Programs I Assist With:

• FHA Home Loans
• VA Home Loans & VA Pre-Approvals
• Conventional Mortgages
• Mortgage Refinance (rate/term and cash-out options when eligible)
• Fast Mortgage Pre-Approvals

Service Areas:
Pasco County, Pinellas County, Hillsborough County, Hernando County, Citrus County, Marion County, Manatee County, Tampa, New Tampa, Wesley Chapel, Clearwater, Dunedin, Palm Harbor, New Port Richey, Trinity, Spring Hill, Brooksville, Ocala, Crystal River, Homosassa, Inverness, The Villages, Wildwood, Bradenton, Sarasota, and surrounding Florida communities.

Joel Erlichson Home Loans
Joel Erlichson (NMLS #2551819)
OM Mortgage, LLC (NMLS #1972491)